The value of pensions and investments and the income they produce can fall as well as rise, you may get back less than you invested.

Pensions

They might not be the most interesting of topics, but pensions are one of the most important things to plan. They are not exactly the kind of thing you can leave until the last minute, after all!

We know that pensions talk can be full of off-putting jargon, and that the introduction of new changes seems to just add to the confusion. That’s why, we take the time to explain everything that could affect your pension and retirement plans, in plain English.

So, what do we do?

Put simply, we want you to be able to stop working when it suits you, with the finance in place to support your desired lifestyle throughout retirement.

In April 2015, the new Pension Freedoms rules were introduced to give people greater flexibility and choice surrounding what they could do with their pension savings.

Pension Freedoms mean that you no longer have to purchase an Annuity with your pension pot, so, there is now far greater flexibility and choice, and ultimately this means better value for money from your retirement savings.

We can help you explore your options and make sure you choose the right one for you, and your future aspirations.

To do this, we:

  • Find out the when, and how of your dream retirement
  • Obtaining your current state pension forecast (which you can do yourself using the link provided)
  • Look at your existing pension pots
  • Check up on any pensions which have not been reviewed for more than 12 months
  • Align your current position with your objectives
  • Create a plan which will help you to achieve your dream retirement lifestyle
  • Help you to carry out that plan and stay on track
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State Pension Forecast

Your forecast will tell you how much you are likely to get when you claim your State Pension. If you have a spouse or civil partner, it does not include any State Pension for them.

You can get a State Pension forecast if you are more than 30 days away from State Pension age when we process your application.

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We Are Helping People Improve Their Financial Health

Facts & Legislation

We’ll inform you about the latest legislation in a personal and friendly way.

State Pension Forecast

We’ll help you obtain your personal state tension forecast.

Pension Plan

We’ll help to develop your personal pension plan in the best way that suits you.

Check-Up

We’ll conduct a check-up on any pension plan that hasn’t been reviewed for 12 months.

Time

We’ll take the time to offer you the best advice on planning a secure retirement.

Very pleased with service, I recommend your services to anybody who asks me for a financial advisor

Together Financial Solutions helped me, and I never needed to worry about what was happening and they kept me constantly informed. They made the whole process a pleasure and always returned calls quickly. I will always use them and can’t thank them enough.

 Trying to navigate through mortgages and pensions/investments is always tricky but nothing is too much trouble, and all staff are very friendly and go the extra mile. Would highly recommend this company.

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    Investments

    We work with Intrinsic to provide an investment service which matches our beliefs and philosophy.

    Taking financial advice is an important first step in getting the support necessary to ensure that you have an excellent opportunity to achieve your goals and objectives. But there is more to investing than putting spare cash into an account and hoping for the best.

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    Insurance

    Being prepared for the worst means that you can be your best. Insurance offers a safety net for when things go wrong and allows you to get back on your feet with minimal disruption to your day-to-day routine.

    Should the worst become reality, you and your family will be in a better position to deal with it, having planned ahead.

    Learn More