Lenders who operate on lower overheads, through use of call centres, mailing houses, or internet based operations, instead of an expensive branch-based network. Although direct lenders.

Any written notice designed to discharge liability of a company, for providing inaccurate information in a leaflet.

Such products allow for a certain discount to the lender's Standard Variable Rate (SVR) typically for a set period of time. For example, if your lender's SVR is 6.75% and you have a three-year discount mortgage with a rate of 4.99%, you will receive a discount of 1.76% for three years and then pay the SVR of 6.75%. Read about discount mortgages in our mortgage section.

The mortgage interest rate is lower than the current normal standard variable rate, but only for a certain period of time. Usually shown as a fixed percentage reduction to the lender's normal variable rate e.g. 2.00% discount for 2 years.

FAQs Archive | Page 7 of 27 | Together Financial Solutions

Q: Discount Purchase Price

The price of a property which has been reduced below the open-market value, such as in the case of a right-to-buy purchase or a builder's discount. Under right to buy legislation, properties are not offered at the open market value, but at a discount, and if the property is resold within a three-year period, some or all of the discount will have to be repaid.

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