FAQs

A county court judgement is a judgement for debt in [...]

The risk that an insurance policy protects against, such as [...]

If a borrower has been bankrupt or has outstanding county [...]

Where an enquiry is made on the credit history of [...]

A service used by lenders to establish a level of [...]

A record held by a credit reference agency on an [...]

The history of a borrowers financial record.

Rating used to establish risk involved in lending money. This [...]

Companies that hold credit information one file. Experian and Equifax [...]

A generalised way of assessing the credit application, carried out [...]