Shared ownership, a method of purchasing property in partnership with a housing association, where the borrower purchases part of the property and rents the rest from the housing association..

A group of principles and procedures individual employees of an organisation are expected to follow. This will cover such issues as client confidentiality, fairness and courtesy towards customers.

Steps taken by a lender to bring a person's payments back up to date

Where the loan is granted for commercial purposes, and is usually secured against commercial property, though residential property may be used. With a commercial mortgage there is a higher rate of interest, as it is a higher degree of risk for the lender.

A percentage of the overall sale price that is received by the selling party (usually an Estate Agent) when acting on someone else's behalf.

A partner who cohabits with his or her partner, and who can gain a number of financial benefits from such partner, without actually being legally married.

A table giving comparisons between leading financial or other products to demonstrate which are the best performers under certain criteria. Remember that many such tables are a "one size fits all" covering a range of scenarios, and that the best way to evaluate your own options may be to draw up your own comparison table.

The moment at which all the legal formalities of the purchase or mortgage are finalised and the funds are drawn down from the lender, and usually into the solicitors account.

The official date for completion of a sale of a house, when keys are actually transferred.

FAQs Archive | Page 2 of 27 | Together Financial Solutions

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