It's not just in our personal lives that we need to consider our protection and liabilities. Our businesses have requirements; not just because we choose to protect them, but we are legally obliged to ensure that the public and our employees are covered. However, just like in your personal situation, you need to ensure that you are getting the right cover for your individual requirements; cover that won't leave you exposed. As well as protecting what you've already got, there could be times when you need to upgrade your equipment or need commercial finance - well, we've got you covered there too.
Whether you are a sole trader or a big business, a tradesman or a professional, your public liability and employer's liability is an essential requirement. We don't yet live in a world where you can be sued for petty things, but that doesn't mean you should take the risk. If you run a hotel, Bed & Breakfast guest house, pub, restaurant, warehouse or offices, would you risk your livelihood simply for not being insured against the simplest of things like a burst water pipe?
And how would you cope if your premises caught fire? No matter what your commercial dealings, taking proper measures to insure yourself against risks is a small price to pay for business continuation.
At Together Financial Solutions we have access to the latest quotation systems and a range of leading commercial insurers, giving impartial advice to find the most appropriate cover.
We are not authorised to advise on commercial insurance however we can refer you to an authorised specialist.